Your Dream House with our Partnership

PHFC is offering Islamic housing finance facilities to the allotment holders of The Lake City Holdings, and that the PHFC’s housing finance products are Sharia Compliant.

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Islamic mode of Financing

PHFC’s housing finance products are Sharia Compliant and are vetted by Al Hilal Shariah Advisors for Shariah Compliance.

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Easy selection of financing tenure

The Customer will set an undivided share of the property (Asset) of financing Tenure from 3 years to 10 years. The aggregate Finance Burden should not be more than 50% of net income.

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HOME FINANCE LOANS

Islamic mode of Financing

PHFC’s housing finance products are Sharia Compliant and are vetted by Al Hilal Shariah Advisors for Shariah Compliance. The Shariah Council of Al Hilal is headed by Mufti Irshad Ahmad Aijaz Sahab. Housing finance can be utilized for the purposes of Purchase, Construction and Renovation of your Home.

LOW COST HOUSING FINANCE

Mera Ghar Mera Pakistan

Easy Home - Low Cost Housing Finance Scheme offers convenient and affordable options to fulfill your needs in a completely Shariah-compliant way using Diminishing Musharakah mode of financing.

Naya Pakistan Housing Program Rs 30 billion subsidy for the Naya Pakistan Housing Project for first 100,000 houses

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Quick & Easy Loan Process

Our focus is Middle Income and Lower Middle Income Group

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Review

Process

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Funds

Frequently Asked Questions

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Can financing under the facility be utilized for the purchase of plot?

A plot of land can only be purchased under the facility if a house into be constructed on the plot and financing is meant both for purchase of land and construction thereon provided all other terms and conditions of the facility including maximum price of house and maximum loan under the relevant tier are complied with.